Do you take out bank loans?
Thursday, February 26
“No I don’t, but my parents do. I think it is more or less flexible to take a bank loan when you need to buy something immediately and haven’t the savings for this.”
Tekla, student, 18
“Yes I do, and I’m sure about 60% of people do also.”
Nana, teacher, 45
“I haven’t taken out a loan recently. I only pay off the old one. I know that because of the world economic crisis many banks in Georgia have to refuse loans for their customers.”
Shorena, musician, 32
”I am trying to avoid taking out loans. I never know what will happen tomorrow and whether I will be able to pay them back or not. So I try to live with what I have.”
Tea, cardiologist, 37
“I took out a loan last year to buy a refrigerator, and I am still paying it off, but I think it is a very nice way to buy things. It is just a pity that loan procedures have become quite complicated now.”
Lela, accountant, 49
“I save money in the bank, and have never taken out a loan so far. But if I need to I will do so for sure.”
Badri, PR specialist, 27
“I prefer to borrow money from my friends and relatives if I need to. I do not have to pay interest to my friends.”
Bacho, student, 20
“I just wanted to take one out, but the banks refused, despite the fact I had all the papers I needed. I don’t think I will ever use this service again.”
Davit, IT specialist, 27
Tekla, student, 18
“Yes I do, and I’m sure about 60% of people do also.”
Nana, teacher, 45
“I haven’t taken out a loan recently. I only pay off the old one. I know that because of the world economic crisis many banks in Georgia have to refuse loans for their customers.”
Shorena, musician, 32
”I am trying to avoid taking out loans. I never know what will happen tomorrow and whether I will be able to pay them back or not. So I try to live with what I have.”
Tea, cardiologist, 37
“I took out a loan last year to buy a refrigerator, and I am still paying it off, but I think it is a very nice way to buy things. It is just a pity that loan procedures have become quite complicated now.”
Lela, accountant, 49
“I save money in the bank, and have never taken out a loan so far. But if I need to I will do so for sure.”
Badri, PR specialist, 27
“I prefer to borrow money from my friends and relatives if I need to. I do not have to pay interest to my friends.”
Bacho, student, 20
“I just wanted to take one out, but the banks refused, despite the fact I had all the papers I needed. I don’t think I will ever use this service again.”
Davit, IT specialist, 27